Resources

1 Bureau of Labor Statistics, Economic News Release, Table 4, Quit levels and rates by industry and region, seasonally adjusted

2 Insider Intelligence, What neobanks are, how they work and the top neobanks in the US & world in 2023

3 IBM, Cost of a Data Breach Report 2022

4 Consumer Financial Protection Bureau, Enforcement Actions

5 Banking Strategist, Community Banks: Number by State and Asset Size

6 The Federal Reserve, Community Bank Access to Innovation through Partnerships

7 Illinois General Assembly, Biometric Information Privacy Act

8 Bankers Helping Bankers, The BHB BaaS Association

9 Future Market Insights, Banking-as-a-Service (BaaS) Platform Industry Snapshot

10 PYMNTS, How Consumers Are Driving Demand for Real-time Payments

11 Board of Governors of the Federal Reserve System, FedNow Service

12 Federal Reserve, Federal Reserve Board releases discussion paper that examines pros and cons of a potential U.S. central bank digital currency (CBDC)

13 Warren.Senate.gov, New Report by Senator Warren: Zelle Facilitates Fraud, Based on Internal Data from Big Banks

14 The Regulatory Review, The P2P Fraud Conundrum

15 Cybersecurity and Infrastructure Security Agency, CISA, FBI, NSA and International Partners Issue Advisory on Demonstrated Threats and Capabilities of Russian State-Sponsored and Cyber Criminal Actors

16 FFIEC, Financial Regulators Update Examiner Guidance on Financial Institutions’ Information Technology Architecture, Infrastructure, and Operations

17 Wall Street Journal, CFPB to Push Banks to Cover More Payment-Services Scams

18 Center for a New American Security, Sanctions by the Numbers: Economic Measures against Russia Following Its 2022 Invasion of Ukraine